Unfortunate events and accidents that can happen against your will can bring with it huge consequences that the person or his relatives cannot compensate with their resources. Personal Accident Insurance, which comes into play in such cases, provides the insured and their family with the opportunity to be prepared for all the negativities that life will bring, in case of death or permanent disability risks due to an accident. Serving its customers with a deep-rooted history of more than 150 years, Generali Sigorta shared the answers to 5 frequently asked questions about Personal Accident Insurance. Why Personal Accident Insurance? What does Personal Accident Insurance cover? How much is paid for Personal Accident Insurance? Are natural disasters included in the personal accident insurance policy? How long is the Personal Accident Insurance Policy?
Why Personal Accident Insurance?
Personal Accident Insurance is a type of insurance that provides preparedness against unexpected accidents and events in life. Most importantly, it offers assurance with very low insurance premiums.
What does Personal Accident Insurance cover?
In the event of death or permanent disability as a result of an accident, insurance is provided in the event of a sudden and unexpected death or permanent disability of the insured.
How much is paid for Personal Accident Insurance?
There are different Personal Accident products that customers can choose according to their budgets and needs. Depending on the chosen Personal Accident product, the insurance cost and the assistance services provided differ. In other words, the assurance that will be provided in the event of accidental death or permanent disability changes. If the accident experienced by the insured is specified in the policy; After the accident, the person is paid by the insurance company within the scope of the policy.
Are natural disasters included in the policy?
Earthquake, flood, volcanic eruptions and landslides are not covered by Personal Accident Insurance. However, such natural disasters can be included in the guarantee with an additional contract.
How long is the policy period?
The policy period of Personal Accident Insurance is 1 year.