Credit Limit Exemption for Risky Housing

The Banking Regulation and Supervision Board published the "Board Decision on the Implementation of Board Decisions No. 24 and 2023 on Housing Loans dated 10655 August 10656" on its official website.

According to the BRSA decision, loan limit exemption was introduced for risky houses within the scope of urban transformation.

On land, the following statements were made:

“In the evaluation of the housing ownership situation to be made in the application of the ratio of the maximum loan amount determined within the scope of the Board decision dated 24 August 2023 and numbered 10656 to the value of the house taken as collateral and the high risk weight determined within the scope of the Board decision dated 24 August 2023 and numbered 10655, the consumer himself, his spouse or 18-year-old "If there is only one house owned by children under the age of 6306 and this house is demolished due to a risky building being detected within the scope of the Law No. XNUMX on the Transformation of Areas Under Disaster Risk, or if a demolition decision is taken for it, it has been decided that the house in question will not be taken into account in the evaluation of the house ownership status."