Housing insurance is a comprehensive type of insurance that protects the house and its contents against many risks, from natural disasters such as flooding to theft and fire. Contrary to popular belief, there are many questions to which the public is curious about housing insurance, which secures houses and goods at a very low cost. Serving its customers with a deep-rooted history of more than 150 years, Generali Sigorta shared frequently asked questions about home insurance and the answers to these questions. Can tenants take out home insurance? What do home insurance policies cover? Is home insurance expensive? Does home insurance cover earthquakes? Can valuable assets be included in insurance coverage?
According to Generali Sigorta data and the feedback received, the frequently asked questions about home insurance among homeowners and tenants are as follows:
Can tenants take out home insurance?
You do not have to be a home owner to have home insurance. Either the owner or the tenant can take out home insurance to secure their assets easily and with appropriate premiums.
What do home insurance policies cover?
Housing insurance offers many coverages such as fire, lightning, explosion, smoke, internal water, terrorism, storm, theft. In addition, many assistance guarantees such as locksmith service, water and electrical installation services, glass services are added to the policies.
Is home insurance expensive?
In our country, the insurance rate of the houses bought by saving for years is very low. The biggest reason for this situation is the perception that home insurance is high cost. However, it is possible to secure housing at a very low cost.
Does home insurance cover earthquakes?
Housing insurance and earthquake insurance are two types of insurance that are often confused with each other. Earthquake insurance is a compulsory type of insurance for every house and only covers the damages caused by the earthquake. Housing insurance, on the other hand, insures damages caused by earthquakes within the scope of additional guarantees.
Can valuable assets also be included in insurance coverage?
Antiques, paintings, valuable carpets, etc., provided that the insurance costs are specified in the policy of the home insurance. Valuable assets can be secured with certain limits.