Motor own damage insurance, which guarantees vehicle owners against any risk that may occur in vehicles, is among the most demanded insurance types today. Despite this situation, there are some questions that vehicle owners frequently seek answers regarding with regard to motor own damage insurance. With its deep-rooted history of more than 150 years, Generali Sigorta shared frequently asked questions about automobile insurance and the answers to these questions with vehicle owners. Will the casing be broken in minor damages? Can I have insurance on an LPG vehicle? I have compulsory traffic insurance, do you need motor own damage insurance? Will my no-claim discount be lost if the automobile insurance is not renewed on time? Are natural disasters not covered by insurance? imprisonment in our news ...
Will the casing be broken in minor damages?
Although there are differences in insurance companies, the damage file is not opened for minor scratches, dents or dents in the bodywork that are within the scope of mini repair. Contrary to what is known, insurance coverage is not damaged due to these reasons. However, in case of headlight, stop lamp or mirror damage or radio tape damage not exceeding 1, the no-claim level is not included in the renewal policy in many insurance companies.
Can I get insurance for an LPG vehicle?
It is not true that there is no insurance on an LPG vehicle. All vehicles that meet the general conditions of motor own damage insurance are insured as long as LPG is defined as an accessory of the vehicle.
I have compulsory traffic insurance, do you need motor own damage insurance?
Compulsory traffic insurance covers only the material and physical damages that the insured person may cause to third parties, but does not cover the damage of the insured's own vehicle. Motor own damage insurance, on the other hand, secures the owner and the vehicle in any negative situation that may occur as a result of burning, stolen or accident. In other words, the owner of the vehicle insures that the material damage to be incurred is covered within the scope of the policy.
Will my no-claim discount be lost if the automobile insurance is not renewed on time?
If the automobile insurance is not renewed on time, the existing no-claim discount right will be lost. When it comes time to renew insurance, vehicle owners must renew their policies by obtaining an automobile insurance offer without delay.
Are natural disasters not covered by insurance?
If damages arising from natural disasters such as earthquakes, floods and storms are included in the policy, the damages are covered by the insurance company.